How we were founded

Easy, fee-free banking for entrepreneurs

Viser Access Bank is a customer-driven provider focused on optimising business performance and supporting business growth by developing tailor-made trade finance solutions that provide exporters with accelerated receivables and importers with extended credit. The Bank is at the forefront of introducing and developing innovative receivable finance techniques in emerging markets.

The Viser Access Group began its journey in 1991 with the founding of First National Merchant Bank, which officially commenced operations in 1995. In June 2001, the bank took a major step forward by listing its shares on the New York Stock Exchange (NYSE). Four years later, it rebranded to FalconUnion Bank, reflecting its evolving identity and broader financial mission. In 2003, Viser Access expanded internationally by acquiring full ownership of Atlantic Trade Finance Group, a leading U.S.-registered forfaiting company with a global presence across five continents. The Group further diversified in 2006 with the launch of FalconUnion Business Solutions, a dedicated provider of enterprise systems and financial technology consulting services. By 2008, Heritage Savers Realty & Investments was established to oversee the construction of the Group’s corporate headquarters and to manage its growing real estate and facilities portfolio.